Lousy Home Mortgage Rates Are Not For Everyone

It seems like one of the biggest concerns on the minds of potential homeowners it their home mortgage rate. Well, I am here to help. Welcome to "How to Get a Lousy Home Mortgage Rate 101." For those of you who like to live life on the edge, throw caution to the wind, and paint yourself into a corner, you have come to the right place. If you are the type of person who must pack their own parachute, just to be sure it is done right, this program is not for you.

By following just a few, simple steps, you will find yourself on the path to qualifying for this type of mortgage loan. Keep in mind, this program is not for everyone. The faint of heart need not attempt this.

Obtaining a Lousy Home Mortgage Rate: Step Number 1

Step one in obtaining a lousy home mortgage rate is easy. It takes absolutely no time or effort, and you may have already completed this initial step before buying a home. Are you ready? Step one: Do not check your credit report. That's it. Who cares what your credit report has to say? It's history. Old news. So what if there are mistakes on it. Mistakes happen. No one is perfect, so credit reports shouldn't be either. Do not waste your time looking at yours.

Obtaining a Lousy Home Mortgage Rate: Step Number 2

Step two towards getting the lousy home mortgage rate of your dreams is to accept the programs offered by the first lender you talk to. Calling around and checking on other rates could take up some of your valuable time. Do not bother to ask questions or offer too much information. It is safe to assume that any random lender you contact will know how to meet your needs. Chances are, if you call around, someone might offer you a better mortgage rate, and you sure don't want that to happen.

Obtaining a Lousy Home Mortgage Rate: Step Number 3

Step three in the process of obtaining a lousy home mortgage rate is to let your bills become past due. The more times you allow your bills to be paid late, the better chance you have of getting that lousy rate. If you don't believe me, try it for yourself. You will be amazed at how quickly this lousy rate falls into your grasp. And, the more late bills you have, the lousier your mortgage rate will be. Car payments, utility bills, student loans, credit cards... the possibilities are endless.